Grow your business with easy financing options from Hampton Ridge Financial.


What is required, and how do I get started?


  • We provide financing for equipment purchases of $3,000+
  • Any business/organization can qualify, including Start-ups
  • Positive credit history with a 600+ credit score can qualify

The process is simple!


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    Fill out our easy Online Application

    Applying only takes a few minutes. We will contact you with your approved payment options and you choose the option that best suits your monthly budget.

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    Sign documents

    We will prepare your final documents with the payment that fits your budget and the equipment you need to grow your business.

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    Your equipment is ordered!

    Your equipment is ordered and you will receive your equipment. It’s that easy!


Revenue Generating

Using our financing, you can generate revenue on your equipment while making small, manageable monthly payments.

100% Tax Deductible

Lease payments may be fully tax-deductible as an operating expense. Consult your tax advisor today!

Save your credit lines

Financing with HRF allows you to keep your existing lines of credit open and still acquire the equipment you need.

Fast Approval Process

Fill out our one page application online anytime. Pick the term that best suits your business. All types of credit and start-up businesses qualify, too!

Low Upfront Costs

Typical HRF lease programs only require two advance payments (or less) along with the documentation fee. Our upfront costs are lower compared to a bank loan that may require 10-30% or more.

Always have the newest equipment.

Impress your customers by always having the newest and most efficient technology. Keeping your equipment up-to-date will give you an edge on your competition!


Payment Calculator

Enter your equipment cost by using the slider below.

Estimated monthly payments are for example purposes only.
Actual monthly payments are subject to credit approval and time in business.
Please contact us if you are requesting $250,000+.

Get Started Today!

Contact us today to find out how Hampton Ridge Financial can help you achieve your business goals.


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FAQ – Why Lease?

Yes, many HRF leasing options allow your business to own the equipment after your last payment is made. End of lease options include $1 buyout, Term Residual Lease, 10-15% buyout, or Fair Market Value leases.
If you need it for your business, there is a good chance we have leased it. Almost any type of business equipment qualifies, even used equipment.
Yes! Instead of expending your cash reserves, you can generate revenue while making low monthly payments. This keeps your cash reserves available for other expenses.
Yes! We provide financing for start-up businesses. Let us help you grow you business for years to come.
With a lease, there is no prepayment penalty if you choose to pay off your contract early. If your goal is to pay the contract off early, we recommend choosing the shortest term that your budget can handle. This will provide you with the lowest out of pocket cost to fulfill your contract. Your early payoff amount is simply the remaining payments left in the contract, minus any discounts.
We believe in second chances. Even if you have a previous bankruptcy and have re-established your credit, or simply went through a rough patch and missed a few payments, we can still get you approved.