We make financing for your church!

We have several programs available to cater to your church’s specific situation and needs. Whether your church has been around for decades with multiple locations, or just getting ready to open your doors for the first time, we want to help! Financing your equipment will enable you to obtain everything you need to provide a fun and welcoming atmosphere to your members. Let us help you grow your ministry – applying only takes a few minutes!

Premier Church Program

Requirements
  • 15+ Years in existence
  • Major Denomination Preferred
  • 500+ Members
  • No Personal Guarantor Required
Learn More

Start-up Church Program

Requirements
  • 0-2 Years in Existence
  • All Denominations
  • Churches of all sizes
  • Personal Guarantor Required
Learn More

Second Chance Program

Requirements
  • 0+ Years in Existence
  • All Denominations
  • Churches of all sizes
  • Personal Guarantor Required
Learn More

Standard Church Program

Most churches will qualify under the Standard Church Program. This program can help a wide range of churches, from average to great credit strength. The stronger the credit of the church and personal guarantor, the lower your monthly payment will be. Have less than perfect credit? No problem – this program is very flexible and will adjust to your situation.

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    Ministry Requirements

    – 2+ years in existence
    – All denominations, including Non-denominational churches
    – Personal Guarantor is required
    – $3,000+ minimum purchase
    – Church must maintain active registration with your U.S. state

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    Personal Guarantor Requirements

    – 600+ FICO Score
    – Positive credit history for 1+ year
    – History of installment loans preferred
    – 5+ open credit lines

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    Program Highlights

    The Standard Church Program offers flexible payment terms with 12-60 month options available. Apply today within minutes and have your equipment ordered within 1-2 business days!

  • Online Application
  • Quote or list of equipment to be purchased
  • Online Application
  • Last (3) months bank statements
  • Quote or list of equipment to be purchased
  • Online Application
  • Last (3) months bank statements
  • Last (2) years Financial Statements
  • Current Interim Statement
  • Quote or list of equipment to be purchased

Premier Church Program

The Premier Church Program is for well-established churches with a strong member base. Typically, a personal guarantor is not required for this program. Check out our requirements below to see if you qualify. Please understand these are guidelines, we may be able to approve you for this program even if you do not meet each of the requirements.

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    Ministry Requirements

    – Must be established for 15+ years
    – Being part of a major denomination is preferred
    – 500+ Contributing Members
    – $10,000+ minimum purchase
    No Personal Guarantor required in most cases

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    Financial Requirements

    – Church must maintain strong Cash Flow
    – Audited/Reviewed Financial Statements may be requested
    – Commercial Credit history required

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    Industry Leading Options

    The Premier Church Program is our strongest program available to churches. Your ministry will be paying some of the lowest lease payments available in the market today, typically without a personal guarantor.

  • Online Application
  • Last (3) months bank statements
  • Quote or list of equipment to be purchased
  • Online Application
  • Last (3) months bank statements
  • Last (2) years Financial Statements
  • Current Interim Statement
  • Quote or list of equipment to be purchased

Start-up Church Program

You’ve decided to open your own ministry. So, now what? Maybe you have secured your very own location, or maybe you are still working out the details on that. You are going to need a variety of equipment and furniture before your first service. Let us help you grow your ministry and finance your furniture, audio/video equipment, signage, and virtually anything you need to get your ministry off the ground.

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    Ministry Requirements

    – 0 – 2 years in existence
    – All denominations, including Non-Denominational churches
    – Personal Guarantor is required
    – $3,000+ minimum purchase
    – The church must be registered with your U.S. state

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    Personal Guarantor Requirements

    – 600+ FICO Score
    – Positive credit history for 1+ year
    – History of installment loans preferred
    – 5+ open credit lines

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    You've got options!

    Many financial institutions simply do not offer financing to new organizations. With Hampton Ridge Financial, you’ve found a partner that will not only help you get off the ground, but will be there to help you grow for years to come.

  • Online Application
  • Quote or list of equipment to be purchased
  • Online Application
  • Last (3) months bank statements (if available)
  • Quote or list of equipment to be purchased

Second Chance Program

Challenged credit? We believe everyone deserves a second chance. If you filed for bankruptcy in the last few years or simply fell behind on payments causing your credit score to suffer, we can get you approved! Our goal is to help you get back on track and help you build your credit back up to where it should be.

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    Ministry Requirements

    – 0+ years in existence
    – Any denomination, including Non-Denominational churches
    – Personal Guarantor is required
    – $3,000+ minimum purchase
    – The church must be registered with your U.S. state

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    Personal Guarantor Requirements

    – 550+ FICO Score
    – No currently past due accounts
    – If a previous bankruptcy, must have newly established installment history since dismissal
    – No open tax liens or judgments

  • Online Application
  • Quote or list of equipment to be purchased
  • Online Application
  • Last (3) months bank statements
  • Quote or list of equipment to be purchased