Commercial Financing

Get the equipment you need, when you need it!


When it comes time to purchase new or used equipment needed to run your business, you don’t have time to wait for the bank. Get a fast approval decision and have your equipment ordered in as quickly as 1-2 business days.
Financing your equipment will help you to maintain strong cash flow while helping your business grow.

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Revenue Generating

Using our financing, you can generate revenue on your equipment while making small, manageable monthly payments.

100% Tax Deductible

Lease payments may be fully tax-deductible as an operating expense. Consult your tax advisor today!

Save your credit lines

Financing with HRF allows you to keep your existing lines of credit open and still acquire the equipment you need.

Fast Approval Process

Fill out our one page application online anytime. Pick the term that best suits your business. All types of credit and start-up businesses qualify, too!

Low Upfront Costs

Typical HRF lease programs only require two advance payments (or less) along with the documentation fee. Our upfront costs are lower compared to a bank loan that may require 10-30% or more.

Always have the newest equipment.

Impress your customers by always having the newest and most efficient technology. Keeping your equipment up-to-date will give you an edge on your competition!


FAQ – Why Lease?

Yes, many HRF leasing options allow your business to own the equipment after your last payment is made. End of lease options include $1 buyout, Term Residual Lease, 10-15% buyout, or Fair Market Value leases.
If you need it for your business, there is a good chance we have leased it. Almost any type of business equipment qualifies, even used equipment.
Yes! Instead of expending your cash reserves, you can generate revenue while making low monthly payments. This keeps your cash reserves available for other expenses.
Yes! We provide financing for start-up businesses. Let us help you grow you business for years to come.
With a lease, there is no prepayment penalty if you choose to pay off your contract early. If your goal is to pay the contract off early, we recommend choosing the shortest term that your budget can handle. This will provide you with the lowest out of pocket cost to fulfill your contract. Your early payoff amount is simply the remaining payments left in the contract, minus any discounts.
We believe in second chances. Even if you have a previous bankruptcy and have re-established your credit, or simply went through a rough patch and missed a few payments, we can still get you approved.

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