Municipal & Government
Financing your equipment will help you to maintain strong cash flow while helping your business grow.
MUNICIPAL & GOVERNMENT FINANCING
Get the equipment you need, when you need it!
When it comes time to purchase new or used equipment needed to run your business, you don’t have time to wait for the bank. Get a fast approval decision and have your equipment ordered the same day as your approval! Apply Now in just a few minutes!
REVENUE GENERATING
Let the equipment you buy pay for itself over time with a fixed monthly payment.
100% TAX DEDUCTIBLE
Lease payments may be fully tax-deductible as an operating expense. Consult your tax advisor today!
SAVE YOUR CREDIT LINES
Financing with HRF allows you to keep your existing lines of credit open and still acquire the equipment you need.
Fast approval Process
Fill out our one page application online anytime. Pick the term that best suits your business. All types of credit and start-up businesses qualify, too!
Low upfront Costs
Typical HRF lease programs only require two advance payments (or less) along with the documentation fee. Our upfront costs are lower compared to a bank loan that may require 10-30% or more.
Always have the newest equipment
Impress your customers by always having the newest and most efficient technology. Keeping your equipment up-to-date will give you an edge on your competition!
Choose Your Perfect Program
Municipal and Government Program
The Municipal and Government Program is for municipalities and government entities. Entities served include cities, counties, school districts, universities, fire districts and more. Typically, a personal guarantor is not required for this program. Check out our requirements below to see if you qualify. Please understand these are guidelines, we may be able to approve you for this program even if you do not meet each of the requirements.
BUSINESS REQUIREMENTS
– Must be a well established business
– LLC’s, Incorporation’s, Non-Profit’s
– $10,000+ minimum purchase
FINANCIAL REQUIREMENTS
– Audited/Reviewed Financial Statements may be requested
PROGRAM HIGHLIGHTS
The Municipal & Government Program offers affordable, low payment options that align with your organization’s monthly budget. We help finance much needed equipment to help entities grow and serve their communities
REQUIREMENTS
15+ YEARS IN EXISTENCE
LLC’S, INCORPORATION’S, NON PROFIT’S
NO PERSONAL GUARANTOR REQUIRED
STRONG CASH FLOW
- Online Application
- Quote or list of equipment to be purchased
- Financial Statements may be required
FAQs
Why Lease?
If you need it for your business, there is a good chance we have leased it. Almost any type of business equipment qualifies, even used equipment.
Yes! Instead of expending your cash reserves, you can generate revenue while making low monthly payments. This keeps your cash reserves available for other expenses.
Yes! We provide financing for start-up businesses. Let us help you grow you business for years to come.
With a lease, there is no prepayment penalty if you choose to pay off your contract early. If your goal is to pay the contract off early, we recommend choosing the shortest term that your budget can handle. This will provide you with the lowest out of pocket cost to fulfill your contract. Your early payoff amount is simply the remaining payments left in the contract, minus any discounts.
We believe in second chances. Even if you have a previous bankruptcy and have re-established your credit, or simply went through a rough patch and missed a few payments, we can still get you approved.
EQUIPMENT EXPENSE
Calculate Your Payment
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